Fuck date no creditg card required
I had a score in the 400s until I found the Horizon Gold Card that preapproved me quickly and offered me a 0 credit limit.
Before this card, I wasn’t able to get any card whatsoever.
Collectors, specifically, tend to buy debts for pennies on the dollar, which means they don’t need to recoup the full amount you owe to reap a profit.
The truth is that credit cards can help your credit score, but there are other factors that heavily weigh into how that score is calculated.
You’re going to have to attack your bad credit from all angles if you wan’t to have major results.
If you need to talk with that representative again, tell them you’d like to record the conversation. If a collector says you’ll be sued, or that you’ll lose property if you don’t pay, just calmly ask for specifics: “When can I expect to be notified of this lawsuit?
” Or “When will you take the money from my bank account?
As such, there’s a chance one will agree to a settlement.